Budgeting

This is a bad word right? Who likes to live on a budget, and a tight one at that. When I think about budgeting I tend to think about all the things that I have to go without. Not good, and this is the reason most of us fail at keeping our budget. That is going to change for me RIGHT NOW! I am going to take charge and stop thinking of what I am going without, and start thinking about what I am gaining.

We are currently trying to save for a Disney Cruise, which we plan on going in the spring of 2015. So we have some time, and it is an achievable goal. All together we need to save up about $5000 for airfare and the cruise. Thank goodness food is included with the cruise, as are the activities for the boys, of which there are 3, not including the big boy (aka the hubs). I have done the math over and over, and we have 25 months till we plan on going so we will need to save $200 a month. Doesn't sound like much, so I think we can do it.